Services

Medicare Planning​ 

Medicare Part A covers hospital-related services, including inpatient care, skilled nursing, and some home health care. Medicare

 Part B covers medical services such as doctor visits, outpatient care, preventive services, and certain medical supplies. Together, Part A and Part B make up Original Medicare, providing essential healthcare coverage for hospital and medical needs.

Part D 

Medicare Part D provides prescription drug coverage to help lower the cost of medications. Offered through private insurance companies approved by Medicare, Part D plans cover a wide range of brand-name and generic drugs. This coverage helps protect you from high prescription costs and ensures you can get the medications you need to stay healthy.

Medicare  Advantage​ 

Medicare Advantage plans are an alternative to Original Medicare, combining Part A (hospital) and Part B (medical) coverage into a single plan offered by private insurance companies. Many plans also include extra benefits, such as prescription drug coverage, dental, vision, and wellness programs. Medicare Advantage plans provide an all-in-one solution to help simplify your healthcare while potentially lowering out-of-pocket costs.

Medicare Supplements Plans 

Medicare Supplement plans, also called Medigap, help cover the out-of-pocket costs that Original Medicare doesn’t pay, such as co-payments, coinsurance, and deductibles. These plans provide predictable healthcare expenses and can give you more flexibility in choosing doctors and hospitals. With a variety of plan options, Medigap helps fill the gaps in Medicare coverage, giving you peace of mind and financial protection for your healthcare needs.

 Hospital, Critical Care, Dental, Vision, Short Term

These insurance plans provide targeted financial protection for critical health events like cancer or a heart attack, as well as short-term medical needs. They help cover treatment costs, hospital stays, and other expenses, giving you peace of mind when unexpected health challenges arise.

 Life Coverage

Life insurance provides financial security for your loved ones, helping cover expenses like mortgage payments, debts, and daily living costs in the event of your passing. It’s a way to protect your family’s future and give yourself peace of mind knowing they’ll be taken care of.